Common Work-at-Home Scams
Moms who
are looking to earn income from home are not as likely to fall for work-at-home scams today as they were in years past, due to the advances in modern technology and the expansion of the Internet.
However, again this year, a small percentage of people – mainly young moms and
the elderly – will still be scammed into thinking they just might make money doing something
easy like stuffing envelopes or assembling craft items from home.
(Some
might think these work-at-home scams aren’t as popular today as they
once were, but this is not so. They’re just more deceptive.)
Ads
disguised as “mail service jobs” and “home mailing opportunities” are
crafted with just enough deception to sound convincing so people will
pick up their phone and dial the number (the first big mistake)!
Consider this work-at-home ad, for example:
Earn $400 to $2000 weekly.
We pay you $5 for each brochure you mail.
FREE postage. FREE brochures.
No newspaper or magazine ads.
Paychecks mailed weekly.
Or this one I just saw today:
Sick of your job?
We can help you make $10k to $60k a month.
Simply mailing postcards! Yes it's true.
We do all the work and you get paid!
Not MLM or gifting.
Proven and time tested way to generate over $200,000 a year.
Some even offer a risk-free guarantee:
“Our goal and continued success depends entirely on your 100% satisfaction with the... (insert name of scam).
According to the FTC (Federal Trade Commission),
these ads all contain BAIT.
"The Bait: Advertisements that promise steady income for minimal labor—in medical
claims processing, envelope-stuffing, craft assembly work, or other
jobs. The ads use similar come-ons: Fast cash. Minimal work. No risk.
And they offer the advantage of working from home when it’s convenient
for you." See PAGE 10.
Since work-at-home scams never reveal how income is made, let’s take a look at the process…
Once you call the toll free number, you’ll learn that in order to receive information, you’ll have to
pay a small fee (usually around $35) designed to separate the “curious” from “serious”
opportunity seekers. In exchange, you’ll be promised an information package that contains
training documents with complete instructions and (supposedly) everything you need to
get started.
The information you receive will consist of some type of instructional handout (usually in the
form of a printed book or e-book) that will tell you to post another ad like the one you
responded to either on the internet or in a newspaper. From there, the process is repeated
over and over again. The bottom line is that work-at-home scams fail to deliver because, in reality,
they’re nothing more than illegal chain letters!

While it varies somewhat if you respond to an ad for craft assembly, it’s basically the same
process. In this case, your information package might include a set of craft kits to
complete with instructions and/or a list of suppliers from which you order your crafts and high-
priced supplies.
Either way, you generally have to pay for the kit(s) and are told that you’ll be
reimbursed for this cost -plus the cost of assembly - once you submit your completed projects.
Regardless of the variation of this scam, the end result is that you wind up spending your own
money and time placing newspaper ads, making photocopies, buying software, supplies, and
possibly even purchasing high-priced tools or equipment with which to do your job.
Once
your products are assembled and submitted, they’re often rejected with
the claim that your work doesn’t meet the company’s “high quality”
standards. Or, you might find yourself unable to obtain a retailer or
promoter for your products. Whatever the case or regardless of the
details, you always lose in the end. You’re not only out your time plus
the cost of your kits; but the company often adds insult to injury by
turning right around and selling your work without you knowing it!
Avoiding Work-at-Home Scams
Obviously,
the best way to avoid work-at-home scams is to simply disregard
misleading ads and thoroughly research the company's credibility. This
advice from the FTC (Federal Trade Commission) is helpful and if followed, will reduce your risk of falling prey to work-at-home scams.
“The
FTC has yet to find anyone who has gotten rich stuffing envelopes or
assembling magnets at home. Legitimate work-at-home business promoters
should tell you – in writing – exactly what’s involved in the program
they’re selling. Before you commit any money, find out what tasks you
will have to perform, whether you will be paid a salary or work on
commission, who will pay you, when you will get your first paycheck,
the total cost of the program – including supplies, equipment, and
membership fees – and what you will get for your money. Can you verify
information from current workers? Be aware of ‘shills’ – people who are
paid to lie and give you every reason to pay for work. Get professional
advice from a lawyer, an accountant, a financial advisor, or another
expert if you need it." See PAGE 11.
© 2010 Christina K. Dodson. All Rights Reserved.
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